TY - RPRT U1 - Forschungsbericht A1 - Bührer, Christian A1 - Fetzer, Stefan A1 - Hagist, Christian T1 - Adverse selection in the German health insurance system - the case of civil servants Y2 - 2018 UR - https://opus4.kobv.de/opus4-whu/files/711/WP-18-06.pdf IS - 18/06 SP - 16 S1 - 16 ER -